Delayed Workers’ Compensation Claims
St. Louis Workers’ Compensation Lawyers
Delayed workers’ compensation payments are not the same as workers’ compensation claims that are outright denied, but the level of frustration for injured workers is often the same. If you are attempting to recover workers’ compensation benefits after an on-the-job injury or after the work-related death of your loved one, it’s important that you retain reliable legal counsel, as these matters are often very complex and challenging. The St. Louis workers’ compensation lawyers at The Dixon Injury Firm are here to help.
The Dixon Injury Firm is a St. Louis-based law firm that focuses on personal injury and workers’ compensation. We frequently assist injured workers—and their families—who were injured in all types of workplace accidents, including slip and falls, construction accidents, and commercial vehicle accidents, among others. These workers are generally always entitled to workers’ compensation benefits but, sometimes, their employers and/or their employers’ insurance companies delay payments. When an insurance provider fails to produce compensation for medical expenses, lost wages, and other financial losses associated with the worker’s injuries, the worker could be experiencing a delayed workers’ compensation claim.
There are many reasons an insurer may delay a claim, though the most common is straightforward: it’s easier and more cost-effective for them to stall your payment rather than pay out your claim. Whether you are dealing with delayed workers’ compensation payments in St. Louis or your claim has been denied altogether, our delayed workers’ compensation payment claim lawyers can help.
Call our office today at (314) 208-2808 to schedule a free, confidential consultation.
How to Tell If Your Workers’ Comp Payments Have Been Wrongfully Delayed
While the process of filing an insurance claim and receiving payment seems straightforward, it is actually most often a complex and time-consuming process. Ostensibly, the insurance company owes you benefits when you are injured and your injuries are covered under that insurance provider’s coverage and state laws. However, insurance companies are businesses and, like other businesses, their primary goal is to make money. One way they do this is to limit the amount of money they pay out on claims—even when those claims are valid.
Your employer’s insurance company may delay or deny your workers’ compensation claim in an effort to save money and enhance their bottom line. Additionally, workers’ compensation claims are already often mired down with complex legal jargon and various complicated processes, which can make receiving payments more difficult.
However, insurance companies are required to pay valid workers’ compensation claims in a timely manner. When an insurer delays payment over an extended period of time, this is an example of insurance bad faith. Usually, the insurance company will use techniques such as requesting irrelevant information from customers, asking for redundant paperwork, and so on in order to wrongfully delay payment. In many cases, the insurance company’s goal is to make the process of receiving payments so difficult and stressful, claimants will give up.
What to Do If the Insurance Company Is Delaying Payment
The best piece of advice we can give people dealing with delayed workers’ compensation claims is to find reputable legal representation. Insurance companies are intimidating; they don’t want to pay any more than they have to and can make these claims drag on until you give up. However, with the right legal team on your side, you can show the insurance company that you are serious about receiving your rightful benefits and you are not willing to back down.
The Dixon Injury Firm protects the rights of its clients and works to secure what you are owed. You can contact us for more information and a free consultation.
Below, we’ve listed a few common questions asked by our clients:
- What are typical delayed insurance payments? There’s a handful of these, notably: commercial general liability, life insurance benefits, health insurance, homeowners' insurance, and disability claims.
- How much does it cost to fight a delayed workers’ compensation claim in St. Louis? This is based on the particular law firm you choose to represent you. At The Dixon Injury Firm, we work on a contingency fee bases and only collect payment (based on a percentage) if we win your case.
- What is the delayed payment process? Our first step would be to discuss the specifics of your case with you during a free consultation. Next, we work with you and the insurance company to settle as quickly as possible. If necessary, we can take your case to trial to secure the full benefits you are owed.
Fighting for Justice on Behalf of Injured Workers
By law, nearly all employees in the state of Missouri are entitled to workers’ compensation when they are injured on the job or suffer a work-related illness or condition. If you filed a workers’ compensation claim but have yet to receive benefits and you believe that the insurance company is wrongfully delaying your claim, contact our St. Louis delayed workers’ compensation claim lawyers to learn how we can help.
Our attorneys understand how important it is that you receive prompt payments, especially when you must obtain expensive medical treatment and are simultaneously unable to work and earn income. Workers’ compensation should cover the cost of your medical expenses and related costs, as well as provide wage replacement benefits to assist you while you are out of work. Not receiving these benefits in a timely manner can place you and your family under considerable strain.
At The Dixon Injury Firm, we are dedicated to helping injured workers throughout Missouri obtain the rightful workers’ compensation benefits they are owed as quickly as possible. We are available 24/7 to assist you.