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St. Louis Ridesharing Accident Lawyers

Injured in an Accident with an Uber or Lyft? We Can Help

As the popularity of ridesharing services, like Uber and Lyft, increases, so too does the risk of being involved in an accident with one of these types of vehicles. While ridesharing accidents are similar to other types of car accident cases, in that injured victims can seek compensation from the at-fault person or party, they have several key differences that make them far more complex than ordinary claims. For one thing, rideshare drivers are operating their vehicles in a commercial capacity. This means that their insurance providers may deny any injury claims, as the driver is likely not covered for commercial driving. Additionally, because Uber and Lyft classify their drivers as “independent contractors” rather than “employees,” the ridesharing company itself limits its liability in the event of an accident. As a result, pursuing compensation for your injuries and other damages can become very complicated very quickly.

At The Dixon Injury Firm, our St. Louis ridesharing accident attorneys understand the many complexities and nuances involved in Uber and Lyft accident claims. We strive to provide the greatest level of care and legal guidance for our clients. When you or someone you love is the victim of a ridesharing accident, reach out to The Dixon Injury Firm for guidance and support during this challenging time.

Contact us online or call (314) 208-2808 to schedule a free initial consultation with our team today.

What Qualifies as a Ridesharing Accident?

Ridesharing accidents involve any type of motor vehicle accident with a driver who is transporting passengers for pay on behalf of a private transportation company. This includes accidents with Ubers, Lyfts, taxis/cabs, and carpool vans, among other types of vehicles.

While long-established businesses like cab companies and privately owned vanpools have certain standards for drivers, ridesharing apps like Uber and Lyft allow nearly any licensed individual to become a driver for the company. Just because they work for Uber or Lyft, this does not mean that the person operating the vehicle is a good driver or that they will follow all driving laws. As a result, many Uber and Lyft drivers cause accidents, leading to serious injuries and other consequences for their passengers and others on the road.

A ridesharing accident is any accident that involves:

  • The driver of a ridesharing vehicle
  • Another motorist who is hit by a rideshare driver
  • A pedestrian or cyclist who is hit by a rideshare driver
  • The passenger of a rideshare vehicle

When you or someone you love has been injured in a ridesharing accident, you may have grounds for a legal case. Because of the complexities of the laws involving ridesharing accidents, it is important to have a lawyer experienced in these types of claims. At The Dixon Injury Firm, our St. Louis Uber and Lyft accident lawyers can protect your rights and litigate your case.

Call us 24/7 at (314) 208-2808 to request a no-cost, no-obligation consultation.

Compensation in Uber & Lyft Accident Claims

As previously mentioned, both Uber and Lyft classify their drivers as independent contractors as a way to protect themselves against liability. However, both ridesharing companies do offer insurance coverage for anyone who is hurt by one of their drivers. The amount of coverage available depends on the driving period in which the accident occurred.

Uber and Lyft recognize several different driving periods:

  • Period Zero: When the driver does not have the app turned on
  • Period One: When the driver has the app turned on but has not accepted a ride/is still looking for a ride
  • Period Two: When the driver has the app turned on and has accepted a ride, but does not have the passenger in the vehicle yet/is on the way to pick up the passenger
  • Period Three: When the driver has the app turned on, has accepted a ride, and has picked up the passenger/has the passenger in the vehicle

Accordingly, both Uber and Lyft offer the following coverage based on when the accident occurs:

  • Period Zero: No coverage; only the driver’s personal auto insurance policy is in effect
  • Period One: Up to $50,000 in bodily injury coverage per person/up to $100,000 in bodily injury coverage per accident and up to $25,000 in property damage
  • Period Two: Up to $50,000 in bodily injury coverage per person/up to $100,000 in bodily injury coverage per accident and up to $25,000 in property damage
  • Period Three: Up to $1 million in coverage for bodily injury and property damage per accident

So, if you were a passenger in a ridesharing vehicle and you were injured in an accident, you are covered up to $1 million (minus damages suffered by others in the accident). If you were driving your own car when you were hit by a ridesharing driver who was distracted while looking for a passenger who had requested a ride, you are only covered up to $50,000 for your injuries and up to $25,000 for your damages (again, minus damages sustained by others).

How Can The Dixon Injury Firm Help?

The Dixon Injury Firm is a leading St. Louis law firm when it comes to protecting the interests of ridesharing accident victims. During a ridesharing accident claim, the responsible party, their lawyers, and the insurance agencies are going to try to get you to settle for as little as possible and attempt to place as much blame as possible on you for the accident. This will allow them to settle quickly and against your best interests. That’s why it is so vitally important to let an experienced attorney defend your best interests against the responsible party, their lawyers, and the insurance company.

Our St. Louis ridesharing accident attorneys have a complete understanding of the most recent Missouri and traffic laws and statutes, including those pertaining to ridesharing companies, and can use this knowledge to defend you and your loved ones during this trying time. No one should have to suffer a debilitating injury, but when it does happen, choosing an experienced and knowledgeable lawyer can help ensure that you and your family are adequately compensated for your lost time and injuries, as well as help ensure that your financial future and health are protected.

We are more than just a leading personal injury law firm; we are also members of the St. Louis community. We know what you are going through and the challenges you and your family are facing. When you choose The Dixon Injury Firm, you are choosing a ridesharing accident team that cares about you and wants to ensure that you and your family are provided for.

Schedule a Free Consultation

Whether you were injured in an accident with an Uber, Lyft, taxi, carpool van, or another ridesharing vehicle, our team is ready to fight for you. We offer free initial consultations and provide all of our legal services on a contingency fee basis. This means that you do not owe us anything unless we recover compensation for you.

Taxi Accidents

Similar to Uber and Lyft accidents, taxi/cab accidents can have devastating consequences for victims and their loved ones. If you or someone you care about was involved in a taxi/cab wreck and needs a skilled accident attorney, turn to our firm. At The Dixon Injury Firm, we strive to achieve the best possible results for each and every client.

With the introduction of ridesharing apps, like Uber and Lyft, traditional taxi and cab companies have been under incredible stress to remain competitive. Many companies have use austere methods, such as cutting workers hours and pay, to stay competitive; they may even hire fewer cab drivers in order to cut costs. This, unfortunately, puts incredible stress on the cab drivers who remain. Many are required to log as many hours and routes as they can so that they can earn money and keep their jobs. The individuals who stand to lose the most from these types of changes are the people who ride in taxi cabs—the consumers.

As a taxi driver’s stress rises and exhaustion sets in, they are more likely to make mistakes that can lead to serious crashes and subsequent injuries for their passengers.

Some of the issues associated with increasing demands on taxi drivers include:

  • Increased Accidents: As their incomes have lowered because of competition from Uber and Lyft, cab drivers have had to work longer hours and work harder when they are scheduled. This has led to mistakes and accidents that could have been averted.
  • Less Use of Seatbelts: Riding in a cab produces a false sense of security. Not wearing a seatbelt in a taxi is as dangerous as not wearing a seatbelt in your own vehicle. Taxi drivers should always recommend that their passengers also buckle up.
  • Taxi Drivers Use Their Phones and GPS Devices More Often: Taking your eyes off the road is dangerous, and when you’re working longer hours for lower wages, you make mistakes. Taxi drivers who take their eyes off the road are being negligent.
  • Traffic Violations: Cab and taxi drivers get traffic violations, too. In a 2014 study of cab and taxi drivers, nearly 60% of drivers were found to have at least one traffic violation while operating their commercial vehicles.

If you or someone you care for has been in an accident while riding in a cab or taxi, you may have grounds for an accident case. Cab drivers are supposed to be safe and cautious when driving, but more often than not, this isn’t the case. The St. Louis taxi accident lawyers at The Dixon Injury Firm can protect your rights.

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Meet Attorney Christopher Dixon