Insurance Bad Faith Lawyer
St. Louis’ Insurance Bad Faith Attorneys at Dixon Are Prepared to Settle the Score
Insurance is supposed to put our minds at ease. If we just pay a little bit of money over time, we should be able to have faith that if we hurt somebody we will not be left in a lurch. If we accidentally injury somebody, our friendly insurance agent is supposed to show up and help us put our lives back together. Unfortunately, it does not always work that way. Happily, Missouri has some unique laws to help keep insurance companies on the straight and narrow.
Dixon Injury Firm offers a wide range of legal services. This includes personal injury, workers compensation, product liability, and other claims. Our St. Louis insurance bad faith attorneys bring proven legal counsel to clients and their families. Please contact us for more information and a free consultation.
When you begin an insurance bad faith case in St. Louis, it’s important to secure legal counsel with experience. Dixon Injury Firm’s personal injury and liability attorney ensure clients have the resources they need to win a claim. Here are a couple questions to ask St. Louis insurance bad faith lawyers:
How much does legal services cost me? This varies on the insurance bad faith claim and other factors. Dixon use a contingency system, meaning our services are free.
How much would I win? This also depends on the claim. Dixon’s St. Louis insurance bad faith lawyers fight to win clients medical expenses, personal hardship, and other damages.
What’s next? The next step is to contact us for more info and consultation.
Insurance Companies Are Built to Deny Claims
The Dixon Injury Firm works to help people that have been wrongfully injured, and as a result a huge part of what we do is fight to get insurance companies to pay what they are obligated to pay. Insurance companies make money by maximizing the premiums they charge and then minimizing the payouts they make, and the American Association for Justice has put together an extensive report on how insurance companies have built their companies to minimize payouts. They will deny claims as a matter of course, delay payments until the policyholder gives up, and even abandon victims that cannot keep up with the paperwork.
Insurance companies have plenty of tricks to limit their payouts. For example, they will often call an injury victim quickly after the incident and offer to be helpful and maybe even make a quick offer to pay for the damages. This works because right after an accident a victim often will underestimate the extent of the costs they are facing and they might jump at an offer that will later turn out to be completely inadequate. Insurance adjusters also like to call up victims and ask them to explain what happened, supposedly to help the victim get compensated. This is typically an insurance bad faith tactic. The adjuster is usually just trying to get the victim to make statements that will later hurt the victim’s case. It is also important to remember that adjusters are not lawyers, so victims should not be fooled if an adjuster hints that the victim is not entitled to certain types of compensation.
More About Insurance Bad Faith Attorneys in St. Louis
Christopher R. Dixon and the Dixon Injury Firm focus on insurance bad faith claims and additional personal and workplace accidents. Recognized by the National Trial Lawyers Association as a Top 100 Trial Lawyer, Chris understands how difficult these types of cases are for clients. To help lower financial stress, Dixon’s insurance bad faith lawyers make it easier by offering a contingency payment system. This enables you to pay only if the case is won. Dixon’s legal services are free.
Missouri’s Insurance Bad Faith Law
Missouri law is specifically set up to push insurers to settle valid claims. If you have been injured, you should use this provision to your advantage and the Dixon Injury Firm can help. A provision in Missouri Statutes Section 537.065 allows someone that caused an injury to make a time-limited demand for their insurance company to pay the claim for personal injury, bodily injury, or wrongful death. The demand must explain all the damages claimed and the health care treatment that was needed, plus it must give the insurance company access to the relevant records. If the insurance company then unjustifiably refuses to pay the claim, the insured person that caused an injury may be awarded damages for an insurance bad faith claim.
So what does this mean to an injured person? It means that sometimes there is no doubt that another person is liable for your injuries. If you work with the perpetrator, he or she may be cooperative and can help you submit your claim to his or her insurance. This can save a lot of time and heartache of litigation in court. The perpetrator can be benefited too, because if his or her insurance company does not work efficiently he could be compensated.